Who we are

Aaron Myhra smiling while talking with a client.

meet aaron

Aaron Myhra is an Oregon native who moved to beautiful Central Oregon in 1999 to raise a young family. Having spent decades building high-end custom homes, multifamily, and commercial projects all over Oregon, Aaron brings a wealth of experience and a deep understanding of the local real estate landscape to Optimal Rate Home Loans.

His commitment to excellence and passion for helping families achieve their homeownership dreams make him a trusted advisor in the community. With a foundation rooted in integrity, Aaron is dedicated to providing personalized mortgage solutions that align with the unique needs of each client, ensuring a smooth and successful home financing experience in the heart of Central Oregon.
Fuel injections services

first time home buyers

existing homeowners

the process

A for sale sign in front of a house.

Understanding Refinance Goals

Crucial Consideration: Refinancing Costs

Beyond Refinance: Alternative Solutions

The exterior of a house with green grass and landscaping.

Tailored Loan Solutions

Exploring Common Home Loans

Unveiling the Loan Landscape

The exterior of a blue house with a red door.

Why Choose Us

At Optimal Rate Home Loans, we are more than just mortgage advisors; we are your dedicated partners in achieving homeownership dreams.

A modern kitchen with blue cabinets and marble countertops.
A modern kitchen with grey cabinets and gold hardware.

What Our customers say

Our family has used Aaron twice, once for a refi and once for the purchase of a new home. Aaron listened to our needs and provided loan options based on what was important to us. Great communication!

stephanie c

Sisters, Oregon

A dark modern living room with large windows.

What Our customers say

As first-time buyers we were nervous, but Aaron and his team at Optimal Rate Home Loans were on top of explaining things to us. They made each step of the process simple for us and went above and beyond our expectations. We really do give praise to Aaron and his team for what they made happen for our family.

tika b

Bend, Oregon

Dark modern living room with grey couch and lamp.

What Our customers say

Aaron and his team did a great job of making sure we understood the process and felt supported through the entire process. Aaron was always quick to respond and made sure all needs were questions were answered thoroughly.

john m

Redmond, OR